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Understanding Your Dental Insurance in Lansdale

October 27, 2017

Filed under: Uncategorized — Tags: — brookwooddentalteam @ 12:41 am

woman looking at dental x-rayWith the right home care, you can promote the health of your teeth and gums. While your oral hygiene habits are important, you also need regular care from a dentist. To ensure that you receive the services you need, you pay for dental insurance in Lansdale. Despite your coverage, you may delay scheduling appointments because you are still concerned about the cost. However, with dental benefits, you have nothing to fear. By utilizing them to their full potential, you can get the care you need for little to no out-of-pocket costs.

Benefit from Affordable Care

Every month, you pay premiums for your dental insurance, which is designed to prevent oral health issues from developing to not only protect your smile, but to reduce your long-term costs for care. As a result, your dental policy likely covers preventive appointments for cleanings, checkups, and x-rays in full or for a low copayment.

In addition to preventive care, you are also given a yearly allowance to use toward dental procedures after you have paid your yearly deductible. Your insurance will pay for as much as 80% of treatments to keep your teeth and gums healthy while staying within your budget.

Maximize Your Dental Benefits

To make the most of your dental coverage, it is often recommended to choose an in-network dentist in Lansdale. This means that they are contracted with your insurance company to provide services for pre-negotiated rates. While your dental carrier often prefers for you to visit a dentist who is in-network, you still have the freedom to use one that is out-of-network.

Your dental insurance will still cover their responsible portion of the treatments, even when choosing an out-of-network dentist; however, is may slightly increase the amount you will have to pay out-of-pocket. To help reduce the costs, your dentist will file the necessary claims and paperwork with your insurance company no matter if you are in-network or not.

In addition to the dentist you choose, pre-authorizations are also beneficial to helping to prevent an unexpected bill. With a pre-authorization, you will have the insurance company’s approval to pay for a treatment prior to having it performed. Often, your dentist will cover this aspect as well by working on your behalf with your dental carrier.

Make the Most of Your Dental Coverage

Every month, you pay for your dental benefits, so why not use them? With regular care from your dentist and the right oral hygiene habits, you can help to foster a healthy, beautiful smile that will last for a lifetime.

About Brookwood Dental Associates

Brookwood Dental Associates is committed to providing quality care to patients of all ages. To promote the health of the teeth and gums, we offer an array of services to cater to your exact needs through all stages of life. To ensure the cost of care is affordable, we work with many insurance companies, even patients who are out-of-network. If you have any questions about using your coverage for dental care, contact Brookwood Dental Associates today to speak with a member of our team.

 

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