Between gift shopping, entertaining visiting family and wrapping up year-end projects at work, the holiday season is always a busy time of year. In the midst of all the hustle and bustle, it can be easy to push plans for your next dental appointment into the new year.
However, did you know that any dental benefits you do not use this year will disappear? Most dental insurance plans reset at the beginning of each year, meaning you will lose out on all unused benefits once the clock strikes midnight on New Year’s Eve.
So, it’s “use it or lose it”! Here is how to make the most of your dental insurance in Lansdale before the year’s end.
Schedule a Biannual Checkup
The American Dental Association recommends visiting the dentist every six months for a routine exam and cleaning. Regular checkups are an opportunity for your dentist to track the health of your teeth and gums, identify any developing dental issues and professionally clean your teeth.
The good news is that most dental plans cover preventative services at 100%, so you will likely have little to no out-of-pocket expense when you schedule a checkup before the end of the year.
Why Now is a Good Time for Restorative Treatment
If you need or want more extensive restorative treatment, the end of the year is the perfect time to get started. This is especially true if you have already met your annual deductible — the amount of money you must pay to your dentist before your insurance company starts paying for dental services. Out-of-pocket expenses can decrease dramatically once your deductible is paid and your annual coverage remains, an ideal situation for pursuing larger dental treatments.
If you are getting close to your annual maximum, that is also a good reason not to delay restorative treatment. By starting larger treatments now, you can take use your remaining annual dental benefits and take advantage of your renewed benefits once the calendar flips over.
Waiting Can Worsen Dental issues
Postponing dental treatment for too long can allow minor dental issues to grow into serious problems that require more extensive – and expensive – treatments in the future. Don’t let a simple cavity now result in a tooth loss or root canal later. Taking advantage of your unused dental benefits before the end of the year to address existing dental issues can save you money in the long run.
Don’t let your 2018 dental insurance benefits go to waste! Talk to a dentist in Lansdale today about how to maximize your benefits and take care of your oral health so you can ring in the new year with a happy, healthy smile.
About the Practice
As a multi-specialty practice, the expert team of dentists and specialists at Brookwood Dental Associates are able to address the unique dental needs of every patient. They are an in-network provider for many of the nation’s largest dental insurance plans and are happy to help you maximize your benefits while delivering the care you need. If you have questions about your dental insurance, feel free to visit the Brookwood Dental Associates website or call the office at 215-368-2424.